The four of us recently had “the talk.” No, that talk. We sat down to discuss our family’s finances – salaries, investments, etc. I’d read where two-thirds of Americans who have at least $3 Million of investable assets have not spoken to their children about their wealth, and never will. The article described the many excuses people give for not discussing the subject, including parents’ desire to maintain their kids’ motivation to succeed on their own and not expect a large inheritance. While I understand that sentiment, it seemed pretty ridiculous for a guy who blogs about personal finance and investing to avoid the same subjects with my own kids. So, we did it…and it was terrific!